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Privacy Policy
Last updated: March 2026
Havilah Wealth Management ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. This policy is designed to comply with applicable Canadian federal and provincial privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and Quebec's Act respecting the protection of personal information in the private sector.
Information We Collect
We may collect the following types of personal information when you interact with our website or request our services:
- Contact Information: Full name, email address, phone number, and mailing address.
- Travel and Coverage Details: Travel dates, destination province, coverage type requested, and related trip information submitted through our quote forms.
- Health Information: General health-related information you voluntarily provide (such as pre-existing conditions) to help us identify suitable insurance options. We collect only what is necessary and relevant to providing insurance guidance.
- Communication Records: Records of your correspondence with us, including email and phone call notes.
- Technical Information: IP address, browser type, device information, and website usage data collected automatically through cookies and analytics tools.
How We Use Your Information
We use your personal information for the following purposes:
- To respond to your inquiries and provide insurance quotes and coverage options.
- To facilitate insurance applications with third-party insurers on your behalf.
- To communicate with you about your coverage, policy changes, or renewal information.
- To comply with legal and regulatory obligations applicable to insurance advisors in Canada.
- To improve our website, services, and customer experience.
- To send you relevant information about our services, with your consent where required.
Information Sharing
We do not sell, rent, or trade your personal information. We may share your information in the following circumstances:
- Insurance Partners: We share relevant information with licensed Canadian insurers to obtain quotes and process applications on your behalf.
- Service Providers: We may use trusted third-party service providers (such as email platforms and website hosting) who process data on our behalf and are contractually bound to protect your information.
- Legal Requirements: We may disclose information where required by law, regulation, legal process, or enforceable governmental request.
- With Your Consent: We may share information in other situations with your explicit consent.
Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes encrypted data transmission (SSL/TLS), secure storage practices, and restricted access to personal information on a need-to-know basis. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.
Cookies and Analytics
Our website may use cookies and similar tracking technologies to enhance your browsing experience and collect analytical data. These may include:
- Essential Cookies: Required for the website to function properly.
- Analytics Cookies: Help us understand how visitors interact with our website so we can improve it. We may use tools such as Google Analytics for this purpose.
- Marketing Cookies: Used to deliver relevant advertisements and measure campaign effectiveness, only with your consent where required.
You can manage your cookie preferences through your browser settings. Disabling certain cookies may affect website functionality.
Your Rights
Under Canadian privacy law, you have the right to:
- Access the personal information we hold about you.
- Request correction of inaccurate or incomplete information.
- Withdraw your consent to the collection, use, or disclosure of your information, subject to legal or contractual restrictions.
- Request deletion of your personal information, subject to our legal retention obligations.
- File a complaint with the Office of the Privacy Commissioner of Canada or the relevant provincial authority if you believe your privacy rights have been violated.
To exercise any of these rights, please contact us using the information below.
Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us: